Baby: Oh, this is weak man. Frank's trying to not pay me my winnings for the skins beat down I just issued him, because his 401K is tanking. It's like, dude, you gotta grab the reins, man, get E*Trade, do some analytics, do some research, and take charge, so I don't have to subsidize your lack of golfing skills.
Frank: But on the ninth hole, you moved your ball.
Baby: Frank, it was on the cart path. Why don't you try reading the rules, Shankopotamus?